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Estimates, not predictions
Our calculators use the standard future-value formula with assumptions you select. Real investment returns vary from year to year and can be negative. Historical averages, including the S&P 500 figures referenced on our pages, do not guarantee future results. Actual account balances will differ from any projection shown here, possibly substantially.
Program rules change
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ZIP code estimates
Our Dell Foundation ZIP lookup uses U.S. Census Bureau American Community Survey median-income estimates by ZIP Code Tabulation Area. It is a good-faith estimate only; the Dell Foundation's official eligibility determination controls.
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