About this site

My 530A Account is an independent resource for understanding 530A children's investment accounts. 530A accounts, created under the One Big Beautiful Bill Act and officially marketed by the federal government as "Trump Accounts," launched July 4, 2026, and families suddenly had questions the official materials do not answer with their numbers. This site turns those rules into practical calculators, comparisons, and step-by-step guides.

What we do

We publish free tools that do not require an account: a growth calculator, eligibility checker, Dell Foundation ZIP lookup, account comparisons, and a withdrawal tax estimator. Calculators show their formulas, pages show when the rules were last checked, and factual claims link to primary government sources.

What we don't do

We don't give investment, tax, or legal advice. We don't sell financial products, take referral fees from account providers, or collect your personal information. We don't tell you whether a 530A is "better" than a 529; they do different jobs, and our comparison pages show the trade-offs so you can decide. Our tools produce estimates based on assumptions you control; real market returns vary and are never guaranteed.

Independence

This site is not affiliated with, or endorsed by, the U.S. Department of the Treasury, the IRS, or any government agency, and it is not connected to the official enrollment portal or app. We are also not affiliated with the Dell Foundation or any employer or sponsor listed in our sponsor directory. When our pages reference official program materials, it is as an independent publisher citing public sources.

How we keep rules current

Program rules live in a single configuration file with a visible "last verified" date, shown in the footer of every page. When the IRS or Treasury issues new guidance, contribution-limit indexing after 2027, for example, we update that file and the date the same day. Everything is re-verified against primary sources on a regular schedule.

Editorial standards and corrections

Our editorial and corrections policy explains how pages are sourced, how calculator assumptions are tested, what the review date means, and how to report a possible error. The site is published under the My 530A Account organization name; it does not claim professional tax, legal, or investment credentials.